Medical Aid The right medical scheme for your situation, chosen by an independent adviser South Africa has 16 open medical schemes and dozens of plan options. Comparing them is complicated. We do it every day. Our advice costs you nothing extra; the broker fee is already included in your premium. Get Scheme Advice 16Open medical … Continue reading Medical – draft
At Graham Silva Insurance Consultants, we specialise in insurance with a personal touch.
Since the company’s establishment in 1980 by the late Graham Silva, we have always prided ourselves on not only retaining our clients, but their children too. We have become known as a trusted adviser by cultivating and maintaining long-term personal relationships with each of our clients. At Graham Silva Insurance Consultants, your interests will always come first.
Our business is structured to provide unique, tailor-made insurance solutions for each one of our clients. We like to visit all our clients at least once a year so that we can continually assess their insurance needs, understand the risks they may face, and give face-to-face, personalised advice.
Personal Motor Insurance Car Insurance in South Africa, optimised. Shopping for car insurance is exhausting. As an independent broker since 1980, we know each insurer’s policy wording, their underwriting appetite, and where your risk sits best. You get cover that actually fits your situation, and a broker who picks up the phone when something goes … Continue reading Car Insurance
Life & Investment Planning Plan today, so the people and things you love are looked after tomorrow. A solid short-term insurance policy protects what you own. A well-structured life and investment plan protects what you will one day leave behind, and helps you build the future you have in mind. At Graham Silva, we extend … Continue reading Life Insurance
BUSINESS
Under-insurance is a key challenge for South African businesses, especially when you consider that SMEs represent 98% of South Africa’s workforce.
No matter the size or type of business you run, Graham Silva Insurance can assist you in choosing the correct insurance products to suit your specific needs
Commercial Insurance Public Liability Insurance for South African Businesses If a customer slips on your premises, a subcontractor damages a client’s property, or someone is injured by your operations, public liability insurance covers your legal defence and any compensation awarded. It is not legally required for every business, but most contracts, landlords, and clients will … Continue reading Public Liability
Commercial Insurance Cyber Insurance for South African Businesses South Africa is the most targeted country in Africa for ransomware. When a breach happens, you need forensics, lawyers, regulators, and PR managed simultaneously. Cyber insurance provides that response, covers your income loss, pays POPIA fines, and handles the liability claims that follow. Your IT team and … Continue reading Cyber Insurance
Commercial Insurance Business Interruption Insurance for South African Businesses Your property insurance covers the damage. Business interruption insurance covers what happens next: the months your doors are closed, the salaries that still need paying, and the income that isn't coming in. Getting the structure right before a claim is the only time it can be … Continue reading Business interruption
Paying a little for insurance now will save you a lot in the long run.
