Travel Insurance

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Before travelling, it is important to make sure you are adequately covered.

Although you could get complementary cover when purchasing air tickets with a credit card, it is advisable to check exactly what this policy covers and consider a top-up option. Often, these policies fall short when they are truly needed – when you have an emergency in a foreign country. A good travel insurance policy or top-up cover will provide you with financial security as well as 24-hour international assistance.
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Medical Expenses

Due to fluctuating exchange rates, medical expenses during travel can be crippling for South Africans. And when traveling to countries where the rand is stronger, medical care may not be adequate, requiring evacuation. It’s imperative to ensure that you have adequate medical cover whenever you travel.

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Lost/Damaged Luggage

Every year, airlines lose around 1.4 million bags and damage 5 million more. On top of that, over 21 million bags are delayed. Should you arrive at your destination without your essentials, a good policy will cover most, if not all, of your lost items.

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Cancellations

Should the unforeseen happen and you are unable to travel due to illness or an emergency, or you become stuck in a foreign country due to a natural disaster or other crisis, your cover should mitigate these expenses.